Tabel Cicilan
TABEL CICILAN KTA BANK DBS DENGAN BUNGA RENDAH 1,11% BERLAKU DI BULAN JUNI-AGUSTUS,2015
1. PROGRAM BILLING (PROMO)
JUMLAH PINJAMAN
| ||
24
|
36
| |
BUNGA 1,89%/BLN
| ||
5,000,000
|
302,833
|
233,389
|
10,000,000
|
605,667
|
466,778
|
15,000,000
|
908,500
|
700,167
|
20,000,000
|
1,211,333
|
933,556
|
25,000,000
|
1,514,167
|
1,166,944
|
30,000,000
|
1,817,000
|
1,400,333
|
35,000,000
|
2,119,833
|
1,633,722
|
40,000,000
|
2,422,667
|
1,867,111
|
45,000,000
|
2,725,500
|
2,100,500
|
49,000,000
|
2,967,767
|
2,287,211
|
BUNGA 1,69%/BLN
| ||
50,000,000
|
2,928,333
|
2,233,889
|
55,000,000
|
3,221,167
|
2,457,278
|
60,000,000
|
3,514,000
|
2,680,667
|
65,000,000
|
3,806,833
|
2,904,056
|
70,000,000
|
4,099,667
|
3,127,444
|
75,000,000
|
4,392,500
|
3,350,833
|
80,000,000
|
4,685,333
|
3,574,222
|
85,000,000
|
4,978,167
|
3,797,611
|
90,000,000
|
5,271,000
|
4,021,000
|
99,000,000
|
5,798,100
|
4,423,100
|
BUNGA 1,11%/BLN
| ||
100,000,000
|
5,276,667
|
3,887,778
|
110,000,000
|
5,804,333
|
4,276,556
|
120,000,000
|
6,332,000
|
4,665,333
|
130,000,000
|
6,859,667
|
5,054,111
|
140,000,000
|
7,387,333
|
5,442,889
|
150,000,000
|
7,915,000
|
5,831,667
|
160,000,000
|
8,442,667
|
6,220,444
|
170,000,000
|
8,970,333
|
6,609,222
|
180,000,000
|
9,498,000
|
6,998,000
|
190,000,000
|
10,025,667
|
7,386,778
|
200,000,000
|
10,553,333
|
7,775,556
|
PROGRAM BILLING (PROMO) SYARATNYA HARUS MINIMAL LIMIT KARTU KREDIT 15JUTA DAN SUDAH AKTIF 1TH LEBIH
2. PROGRAM REGULER
JUMLAH PINJAMAN
|
JANGKA WAKTU
| ||
12
|
24
|
36
| |
CICILAN PERBULAN
| |||
BUNGA 1,99%/BLN
| |||
5,000,000
|
516,167
|
307,833
|
238,389
|
10,000,000
|
1,032,333
|
615,667
|
476,778
|
15,000,000
|
1,548,500
|
923,500
|
715,167
|
20,000,000
|
2,064,667
|
1,231,333
|
953,556
|
25,000,000
|
2,580,833
|
1,539,167
|
1,191,944
|
30,000,000
|
3,097,000
|
1,847,000
|
1,430,333
|
35,000,000
|
3,613,167
|
2,154,833
|
1,668,722
|
40,000,000
|
4,129,333
|
2,462,667
|
1,907,111
|
45,000,000
|
4,645,500
|
2,770,500
|
2,145,500
|
49,000,000
|
5,058,433
|
3,016,767
|
2,336,211
|
BUNGA 1,89%/BLN
| |||
50,000,000
|
5,111,667
|
3,028,333
|
2,333,889
|
55,000,000
|
5,622,833
|
3,331,167
|
2,567,278
|
60,000,000
|
6,134,000
|
3,634,000
|
2,800,667
|
65,000,000
|
6,645,167
|
3,936,833
|
3,034,056
|
70,000,000
|
7,156,333
|
4,239,667
|
3,267,444
|
75,000,000
|
7,667,500
|
4,542,500
|
3,500,833
|
80,000,000
|
8,178,667
|
4,845,333
|
3,734,222
|
85,000,000
|
8,689,833
|
5,148,167
|
3,967,611
|
90,000,000
|
9,201,000
|
5,451,000
|
4,201,000
|
99,000,000
|
10,121,100
|
5,996,100
|
4,621,100
|
BUNGA 1,69%/BLN
| |||
100,000,000
|
10,023,333
|
5,856,667
|
4,467,778
|
110,000,000
|
11,025,667
|
6,442,333
|
4,914,556
|
120,000,000
|
12,028,000
|
7,028,000
|
5,361,333
|
130,000,000
|
13,030,333
|
7,613,667
|
5,808,111
|
140,000,000
|
14,032,667
|
8,199,333
|
6,254,889
|
150,000,000
|
15,035,000
|
8,785,000
|
6,701,667
|
160,000,000
|
16,037,333
|
9,370,667
|
7,148,444
|
170,000,000
|
17,039,667
|
9,956,333
|
7,595,222
|
180,000,000
|
18,042,000
|
10,542,000
|
8,042,000
|
190,000,000
|
19,044,333
|
11,127,667
|
8,488,778
|
200,000,000
|
20,046,667
|
11,713,333
|
8,935,556
|
PROGRAM REGULER SYARATNYA MINIMAL LIMIT KARTU KREDIT 6 JUTA DAN AKTIF 1TH LEBIH ATAU KURANG DARI 15JUTA
Cara Menghitung Cicilan KTA BANK DBS:
Cicilan = {Pinjaman + (Pinjaman x Bunga x Tenor)} : Tenor
Contoh :
Anda mengambil
Pinjaman 200,000,000 dengan jangka waktu pinjamannya adalah 24bln dengan
PROGRAM BILLING. Kalau berdasarkan dengan TABEL CICILAN PROGRAM BILLING
(PROMO) diatas untuk pinjaman 200,000,000 dengan Bunganya adalah 1,11%.
Jadi untuk menghitung cicilannyanya adalah
= {200,000,000 + (200,000,000 x 1,11% x 24)} : 24
= {200,000,000 + 26,640,000} : 24
= 10,553,333
